Retail clinics

For patients who have: minor illnesses Staffing: nurse practitioners or physicians assistants with medical director available by phone for consultation Equipment: no X-ray machines but can provide immunizations, physicals *Costs: $25-$50 average copay

Urgent cares

For patients who have: basic broken bones and fractures, minor cuts and illnesses Staffing: nurse practitioners or physicians assistants with medical director available by phone for consultation Equipment: X-ray machines *Costs: $25-$50 average copay

Free-standing emergency rooms

For patients who have: abdominal or chest pain, shortness of breath, stroke symptoms, headaches, infections, open fractures Staffing: physicians required on-site 24/7 Equipment: X-ray machines, ultrasound, CT scanners, laboratory services *Costs: $100-$500 average copay, plus facility fees and possible operating fees