United Texas Credit Union is helping members save money and get more out of their everyday spending with its Ultimate Checking account.
One of the key features of the Ultimate Checking account is the unlimited cash-back program. Members can earn .5% cash back on all signature-based debit card purchases. The process is automatic, so members don’t have to take extra steps to claim their rewards.
“It's automatically paid back to you as a credit to your checking account at the beginning of every month, so anytime you spend you're automatically going to get some cash back at the beginning of the following month,” Marketing Director Karla Sarran said.
The account also offers tiered benefits with Ruby, Sapphire and Diamond membership levels. All members start at the Ruby level and can move up to higher tiers by meeting certain activity or balance requirements. Sapphire members need to perform at least 15 debit card transactions a month or maintain a combined balance of $15,000 in deposits and loans and one of three other requirement options, which lowers their monthly fee from $6 to $4. The monthly fee is waived if members meet certain requirements.
In addition to cash-back rewards, the account comes with extra benefits. These include cell phone insurance that covers up to $400 per claim for lost, stolen, or damaged phones.
“It is very easy to damage a cell phone, and you've got that extra protection with your Ultimate Checking account,” Sarran said.
Other perks include rideshare protection and discounts on health-related services, providing added value and peace of mind. Members also have overdraft protection up to $750, with no fees for overdrafts under $25.
As a member-owned institution, United Texas Credit Union is focused on supporting its members’ financial well-being rather than generating profits. Membership is available to those who live, work, or worship in Tarrant County and offers access to a wide range of financial tools and benefits designed to help members achieve their financial goals.
“We're here to offer you financial services that help you and your family thrive and prosper,” Sarran said. “That’s the main difference: the credit union is owned by its members, not by stockholders. Our goal is to be your financial partner for life and be there for you every step of your life. Whether you have a new baby, or you need to send one of your children to college, or you just got married and you're looking to buy your first home... We're here for our members at every step.”
The Ultimate Checking account combines rewards, convenience and valuable protections, making it a great choice for those looking to simplify their banking and get more out of their spending.
Opening an account requires either a $25 initial deposit or setting up direct deposit. Members can open their accounts remotely by calling (800) 531-8456 or in person at either of United Texas Credit Union’s Fort Worth area locations.
To learn more about the Ultimate Checking account with United Texas Credit Union, visit https://utxcu.com/accounts/checking/ultimate-checking/.
The above story was produced by Multi Platform Journalist Mary Katherine Shapiro with Community Impact's Storytelling team with information solely provided by the local business as part of their "sponsored content" purchase through our advertising team.