Founded in 1910 as Del Rio Bank and Trust in Del Rio, the bank has grown into a trusted financial partner for families and businesses alike. With branches now in Brackettville, Sonora, San Angelo, Kerrville and Boerne, The Bank and Trust continues to combine community values with big-picture financial expertise.
“Our mission is simple: to help you succeed,” Boerne President Carlin Friar said. “We’re not a huge regional or national bank. We’re a community bank focused on serving customers in the markets we call home. When you walk through our doors, you’re not just a number.”
Banking services for every stage
Whether buying a home, starting a small business or looking for a hassle-free checking account, The Bank and Trust offers tailored services designed to meet all needs:
Banking services include:Lending services include:“We’re nimble when it comes to lending,” Friar said. “Our goal is to find a way to make a loan, not find a reason to turn one down.”
What makes The Bank and Trust unique?
At The Bank and Trust, relationships come first. Instead of treating customers like transactions, the team takes time to understand the customer’s goals and challenges, creating a genuine partnership designed to help them succeed.
A basis of their approach is what they call E² services—excellent, exceptional service. This means going beyond basic banking to provide tailored, one-on-one attention.
When unexpected challenges arise, The Bank and Trust doesn’t just follow policies—it finds solutions.
“I had a customer call me in a panic because she accidentally originated her credit card payment twice,” Friar said. “We stepped in and made it right. That’s something you just don’t get at a big bank.”
In every sense, The Bank and Trust combines the reliability of a century-old institution with the agility and personal care of a hometown bank.
Community connections and local impact
The Bank and Trust is deeply rooted in the communities it serves, believing that strong local ties create stronger financial partnerships.
Team members actively participate in local organizations, from chambers of commerce and local school boards to nonprofit boards.
“We believe that being involved in the community is just as important as the work we do inside the bank,” Friar said. “Whether it’s sponsoring a Little League team or supporting local school programs, we want to see our neighborhoods thrive because when our communities succeed, our customers succeed.”
Ready to get started?
There are a few simple ways to get involved and experience The Bank and Trust difference:
- Visit the Boerne branch at 118 W. Bandera Road
- Call 830-443-5437 to speak with a team member
- Learn more by visiting www.thebankandtrust.bank
