Lance and Tessa Elrod opened Next Step Financial Transitions LLC in early January with appointments available upon request at 118 Vintage Park Blvd., Ste. W712, Houston. The husband-and-wife team are both certified financial planners and offer personalized financial advice and investment management services.

With more than 20 years of combined experience, the Elrods specialize in helping families and individuals navigate life transitions such as starting a family, buying a first home, career changes, retirement and divorce. Next Step Financial Transitions offers fee-only services with no account minimums. 832-856-2825.