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Almost 50% of Texas Woman’s University’s spring 2026 class earned an undergraduate degree without student loan debt, TWU officials said.
Two-minute impact
Out of the 888 undergraduates who earned a four-year degree at TWU, 442, or 49.77% had zero student loan debt, said Matt Flores, TWU’s assistant vice president of communications.
A further 115 students graduated with less than $10,000 of student loan debt. There were 111 students who graduated with more than $31,000 in student loans.
“TWU employs many systems to assist students with their finances," said Monica Mendez-Grant, TWU’s vice president for student life. “We have the Student Money Management Center, which is TWU’s hub for personal finance education and coaching. The center offers free, confidential services designed to help students reduce financial stress, minimize debt and build lifelong financial skills.”
According to TWU’s website, in-state tuition costs $7,140 per semester if a student enrolls for 15 hours. Out-of-state students pay an additional $12,600 for tuition for 15 hours of credit.
Mendez-Grant said that 92% of students enrolled for the 2025-26 school year received some type of financial aid or scholarship. The university has targeted grant programs designed to cover tuition costs for eligible students. Some of those programs include TWU’s Zero Tuition Guarantee, which covers remaining tuition and mandatory fees left unpaid after federal and state aid. TWU also offers merit-based awards, including the Chancellor's Endowed Scholarship and the Distinguished Scholars program.
Mendez-Grant said that financial security while seeking higher education directly supports students by driving degree completion, improving mental health and providing long-term economic mobility.
“TWU recognizes that financial health is tied directly to physical well-being,” she said. “Rather than treating financial aid and student welfare as separate departments, TWU integrates them through the many campus offices.”
Zooming out
TWU has on-campus initiatives to help with finances, such as Minerva’s Market, an on-campus food pantry providing free food and hygiene products. Other resources include preventative financial coaching, emergency relief programs, and scholarships and grants directly related to their degrees.
Federal and state grants TWU students can apply for include the Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), the TEXAS Grant and the Texas Public Education Grant.
